Your wealth, on your machine.
A private net worth tracker — your net worth, annotated by your life.
Five minutes a month, every account, every currency, one true number — in a file on your computer.
No signup. No cloud. No subscriptions. Built-in sandbox for trial.
Not bookkeeping. Your balance sheet.
Daily-expense bookkeeping
- Log every coffee, feel guilty, quit in two weeks
- Bank aggregation that can't reach your overseas accounts, property, or cash
- Your data lives on someone else's server — Mint shut down, and users lost everything
- The milestones that actually changed your wealth — the home, the job change, the vesting — have nowhere to go in a ledger of transactions
- $60–$249 every year, forever, for the privilege
Your personal balance sheet
- Five minutes a month — snapshot balances, not every transaction
- Manual snapshots reach every asset on earth: stocks, property, mortgages, crypto, private equity, cash
- Data is a file on your computer. Apps shut down; files don't
- Pin life's big moments on the curve — down payments, job changes, option vesting, annotated right where they happened
- Buy once, own it forever. No monthly bill, no renewal anxiety
One of These Is You.
Sovereign. Complete. Institutional-grade.
Snapshot Based
Stop logging lattes. Record account totals once a month and the engine connects the dots.
A Complete Balance Sheet
Institution > Category > Asset, with liabilities built in. Property, mortgages, stocks, ETFs, crypto, cash — every asset tagged by nature, liquidity, and risk.
Global Multi-Currency, FX Locked
15 base currencies, 9 asset currencies, automatic rates. Every snapshot locks the FX rate at entry — so your history is never rewritten by later currency swings.
Risk & Liquidity Matrix
How much is high-risk? How much can you access this week? One dashboard answers where your money is, how risky it is, and how liquid.
Seamless History Engine
Fix any historical data point and the engine instantly cascade-recalculates every later net worth figure, cost basis, and return.
Your Ledger, In Your Own AI
A native MCP server on localhost opens your ledger to your own AI clients — Claude Desktop, ChatGPT, any MCP-compatible tool. 19 tools, 13 resources. Localhost-only, read-only by default. No finance cloud in between.
Every dip has a story. Pin it on the curve.
Your net worth, annotated by your life. Pin the down payment, the job change, the option payout onto the curve — click anywhere on it to add one. That deep valley was a home purchase, not a loss; that spike was vesting day, not luck. Your wealth curve becomes your autobiography.
- 2025-03Home down paymentThe big dip that bought us a home
- 2025-09Changed jobsTwo months of gap, then a higher base
- 2025-12Proposed to SarahShe said yes — planning a future together
No other tracker does this. Monarch, Kubera and YNAB show you a number; AuraPixel shows you what the number means.
See the workflows in action
See the Difference in One Table
| AuraPixel | Cloud subscription toolsMonarch · Copilot · Kubera · YNAB · Lunch Money | SpreadsheetsExcel · Google Sheets | |
|---|---|---|---|
| Multi-currency | 15 base currencies, FX locked per snapshot | Mostly USD-only; a few support multi-currency at the top tier | Manual formulas — you build and maintain them |
| Data location | 100% on your device | Their cloud | Your local file |
| Pricing | Free + one-time Pro | Subscriptions, roughly $95–$250 / yr | Free, but your time isn't |
| 5-year cost | From $0 | ~$475–$1,245 | Hours of formula maintenance |
| AI integration | Native MCP server on localhost — plug in your own AI | Their cloud AI, or unofficial MCP that needs your credentials | — |
| Life events | Pinned on your net worth curve, free forever | — | Manual notes off to the side |
| Free trial | Demo sandbox: forever free, no signup, no timer | 7–34 days, usually card required | Your own time to build it |
Choose the option that fits you.
A complete net worth tool — not a trial
- Up to 10 assets
- 180-day snapshot history
- XIRR, diluted cost & realized P&L — fully unlocked
- Life events, risk/liquidity matrix, demo sandbox — try every Pro feature
- Automatic FX rates · 5 languages
Scale and automation for growing portfolios
- Unlimited assets
- Full-lifetime snapshot history
- Native MCP server — plug your own AI into your ledger
- WebDAV sync via your own cloud/NAS
- 1Y / 3Y / 5Y / Max timelines
License activates offline. No expiry, no machine binding, unlimited installs.
Frequently Asked Questions
We get it — the #1 way bookkeeping apps die is "couldn't keep it up." That's why AuraPixel doesn't track transactions, only states: not five minutes a day, but five minutes a month. You record account totals, not every purchase. Batch snapshot sessions, math expressions (1000*7.2), quantity/price/value auto-linking, and 30% drift warnings make it nearly effortless. Time yourself in the demo sandbox: a full monthly update for an 11-asset household takes about five minutes.
Skepticism is healthy when an app asks how much money you have. That's why AuraPixel simply doesn't hold your data: no account, no cloud database, no server to breach. Your ledger is a local file on your computer; backups are files in your hands; sync (Pro) goes through your own WebDAV drive. The AI interface listens on localhost only, is read-only by default, and can be switched off anytime. FX lookups send only currency codes — amounts never leave your machine. Honest edge: the local database file is unencrypted SQLite, so protect it like any sensitive file (disk encryption, safe backups). And if you use a cloud AI client, that conversation goes to your model provider — use a local model for fully offline AI.
Auto-sync is convenient — until its boundary becomes your blind spot. Aggregation reaches only the institutions it supports: your overseas broker, HK stocks, JPY bonds, property, private equity, and cash stay invisible, and you hand bank credentials to a third party. Manual snapshots are the only universal interface that reaches every asset on earth — at a cost of five minutes a month. FX rates, XIRR, and cost recalculation are all automatic. You lose daily transaction noise; you gain a complete balance sheet.
Since the app is currently in Beta, it is not yet signed with an Apple Developer certificate, so macOS Gatekeeper blocks it by default. We will add the official signature upon the final release. For now, please make sure you have dragged AuraPixel into your Applications folder. Then, open the 'Terminal' app and run this command to remove the quarantine attribute: sudo xattr -cr /Applications/AuraPixel.app Enter your Mac password when prompted, and you will be able to launch it normally.
See your whole net worth, right now.
Your numbers, your machine, your file — download free and open the demo sandbox in 30 seconds. No signup, no timer, no card.